Accept UPI Payments Directly to Your Business
Connect your own Paytm, PhonePe, Google Pay, BharatPe, FreeCharge or any UPI app and start receiving payments directly in your account. Instant verification, 100% secure, and very easy to integrate.
Instant Verification
Real-time alerts100% Secure Transactions
Bank-grade securityConnect Any UPI App
Use your preferred appSimple Integration
API, Plugin & SDKPayment Received
₹2,499.00 via PhonePe • Just Now
Businesses Trust Us
Payments Processed
Uptime
Average Verification Time
WORKS WITH ALL UPI APPS
& ANY UPI APP
Built for Direct Settlements. Lowest Commission.
A high-performance payment stack designed to bypass traditional aggregator reserve holds, excessive 2-3% MDR cuts, and delayed payout cycles.
Direct to Your Bank Account
Payments route directly into your connected Paytm, BharatPe, FreeCharge or bank VPA. Zero middleman holds, ultra-low transparent commission, direct money in your hands instantly.
Smart Multi-Account Load Balancing
Connect multiple merchant accounts across Paytm and BharatPe. Our round-robin engine distributes transaction volume automatically to prevent daily bank limit exhaustion.
Instant Dynamic QR Codes
Generate clean, branded dynamic QR codes for every transaction that work smoothly across Google Pay, PhonePe, Paytm, Cred, BHIM, and any Indian banking app.
Bank-Grade UTR Reconciliation
Eliminate fake screenshot scams. Our reconciliation engine automatically matches bank transaction reference numbers (UTRs) and confirms orders in under 2 seconds.
Signed Webhooks & Instant Alerts
Cryptographically signed server-to-server callbacks with HMAC SHA-256 signatures, plus instant push notifications via Telegram, WhatsApp, and email.
Merchant Analytics & Reports
Deep real-time console with revenue trends, settlement logs, success rate monitoring, customer tracking, and one-click Excel/CSV report exports.
How Payments Flow Through Lion UPI
Go live in under 2 minutes. Transparent, bank-grade UPI processing with zero complex paperwork.
Connect Your UPI App
Log in to merchant console and link your existing Paytm, BharatPe, or Freecharge business account in 30 seconds via secure OTP.
Generate Payment / QR
Create dynamic payment links directly from the dashboard or initiate checkouts programmatically via our lightweight REST API.
Customer Pays
Customer scans the dynamic QR code with PhonePe, Google Pay, Paytm, or BHIM. Funds transfer directly to your registered bank account.
Payment Gets Verified
The system verifies the bank UTR in under 2 seconds, marks the transaction successful, and immediately fires a signed webhook.
Experience the Lion UPI Merchant Portal
Manage multi-account failover, inspect real-time transaction logs, generate payment links, and test webhooks in one unified console.
₹1,28,450.00
99.98%
2,845
| ORDER ID | AMOUNT | CUSTOMER | UPI PROVIDER | STATUS | TIME |
|---|---|---|---|---|---|
| #UP7289 | ₹490.00 | Aakash Sharma | PhonePe | ✓ Success | Just now |
| #UP7288 | ₹1,200.00 | Priya Patel | Google Pay | ✓ Success | 2 mins ago |
| #UP7287 | ₹740.00 | Vikram Singh | Paytm | ✓ Success | 6 mins ago |
| #UP7286 | ₹750.00 | Rahul Verma | BharatPe | ✓ Success | 12 mins ago |
Create Instant Branded Payment Link
Multi-Provider Status & Routing Mode
VPA: 9876543210@paytm
VPA: bharatpe.987654@icici
VPA: freecharge.merch@axis
REST API & Webhook Event Simulation
curl -X POST https://paywearveda.in/api/create-order \
-H "X-API-Key: pi_live_xxxx" \
-H "Content-Type: application/json" \
-d '{
"order_id": "ORD_98214",
"amount": 499.00,
"customer_mobile": "9876543210"
}'{
"event": "payment.success",
"order_id": "ORD_98214",
"amount": "499.00",
"utr": "426189012345",
"status": "success",
"timestamp": "2026-10-16T19:24:51+05:30"
}Why Businesses Choose Lion UPI Over Traditional Gateways
Compare how direct-to-bank settlement infrastructure protects your profit margins and ends delayed settlement holds.
| Feature / Parameter | Traditional Aggregators (Razorpay / Cashfree) | Lion UPI Gateway |
|---|---|---|
| Transaction Processing Fee | 2.0% + 18% GST on every transaction | Lowest Commission (From just 0.5% - 1% per plan) |
| Settlement Timeline | T+2 or T+3 business days delay | Instant T+0 Direct-to-Bank Settlement |
| Fund Holding & Rolling Reserve | Frequent account holds & 10% rolling reserve | ₹0 Hold (Money transfers straight to your bank) |
| Multi-Account Failover | Single merchant ID with high risk of downtime | Round-Robin Multi-Provider Routing |
| Checkout Page Branding | Aggregator branding enforced | 100% White-Label with Your Business Name |
| Setup & Activation Speed | Days of paperwork, GST & manual KYC verification | Instant 2-Minute Self-Service Activation |
Calculate Your Monthly Savings with Lowest Commission
Traditional gateways take up to 2.36% (including GST) on every transaction. See how much profit you save with Lion UPI's low commission rates.
Simple Plans. Zero Hidden Charges.
Direct-to-bank instant settlements with transparent low platform commissions.
Free
- 2% Transaction Fee
- 50 Orders/month
- 1 Merchant Account
- 1 Webhook
- Basic Support
Starter
- 1% Transaction Fee
- 5,000 Orders/month
- 3 Merchant Accounts
- Unlimited Webhooks
- Unlimited Payment Links
- Email Support
Business
- 0.5% Transaction Fee
- Unlimited Orders
- Unlimited Merchants
- Unlimited Webhooks
- Unlimited Payment Links
- Priority Support
- Advanced Analytics
Enterprise
- 0% Commission (Off)
- Custom Pricing
- Unlimited Everything
- Dedicated Account Manager
- Custom Integration
- SLA Guarantee
- 24/7 Support
Frequently Asked Questions
Everything you need to know about setting up and running payments with Lion UPI.
Ready to Accept UPI Payments Directly to Your Business?
Join 10,000+ modern Indian businesses, SaaS founders, and merchants. Start collecting payments in under 2 minutes with zero setup fees.